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What should I do if I have a car accident?


Car accidents can be very stressful. Read the tips below to learn what you should do to if you're involved in an accident.

  • Make sure you and your passengers are OK. Move as far off the roadway as possible, but stay at the scene of the accident. Warn oncoming traffic by activating your hazard warning lights or setting flares.
  • Call the police to report the accident.
  • Contact your insurance company and then your personal agent  to report the claim. We'll ask some initial questions about you and your claim and begin the claims resolution process immediately.
  • Do not admit fault for the car accident or discuss the car accident with anyone other than the police and your claims representative. Stay calm.
  • Exchange vital information with the other driver involved in the car accident. Write down the name, address, phone number and license numbers for all drivers and witnesses, particularly those who were not riding in a vehicle involved in the accident. Ask for the insurance companies and policy numbers for drivers involved in the car accident.

 

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