Unlike hurricanes or earthquakes, floods are a potential threat to nearly every community. If your car was damaged in a flood, would it be a total loss? Read below to find out what can you do to prevent further damage and protect your investment. Or, learn how to look for flood damage if you're buying a used car.

Prevent flood damage to your car
Follow these important steps to inspect your car and assess the damage:

• Check your oil indicator. A reading of an oil level that's too high may tell you there's water in the engine. Do not start or run your car; it could cause severe damage.
• Measure the depth of the water in which your car was submerged. It is possible water did not enter any parts that are susceptible to damage.
• Determine how long your car was submerged. The shorter the time, the more salvageable any damaged parts may be.
• Be sure to note the type of water that flooded your vehicle. Fresh water causes less damage to your car than salt water.
• Check local weather reports for the temperature during and after flooding. Warmer temperatures may speed up corrosion, especially if your car was flooded with salt water.