--- title: Freedom Insurance Blog Posts from 2025 description: Blog posts published by Freedom Insurance in 2025 --- # Past Articles ## Published in 2025 * * * [**How to Prepare Your Business for a Natural Disaster** — Natural disasters can disrupt your operations, damage property, and cause long-term setbacks for your business. Whether you’re facing hurricanes, wildfires, floods, or severe winter storms, it’s essential to have a plan in place before an event occurs, not after. — While disasters can’t be avoided,… — Jul 22, 2025](/blog/2025/how-to-prepare-your-business-for-a-natural-disaster) [**Home Insurance Misunderstood: What’s Fact And What’s Fiction?** — Homeowners insurance is one of the most important protections you can have—yet it’s also one of the most misunderstood. Many homeowners assume their policy covers more (or less) than it actually does, which can lead to unpleasant surprises during a claim. — Whether you're buying your first home or… — Jul 22, 2025](/blog/2025/home-insurance-misunderstood-whats-fact-and-whats-fiction) [**Stolen Goods, Smashed Doors: How Business Insurance Handles Theft & Vandalism** — From broken windows and graffiti to stolen inventory and damaged equipment, theft and vandalism can bring any business to a standstill. Beyond the emotional toll, these crimes can lead to significant financial loss, operational downtime, and unexpected repair costs. Fortunately, with the right… — Jul 22, 2025](/blog/2025/stolen-goods-smashed-doors-how-business-insurance-handles-theft-vandalism) [**Navigating Costs: Top Things That Raise Or Lower Your Boat Insurance Rate** — Owning a boat opens the door to adventure, relaxation, and unforgettable memories on the water. But just like cars and homes, boats come with financial responsibilities—including boat insurance. Whether you sail on lakes, cruise the coast, or fish offshore, having proper coverage is essential to… — Jul 15, 2025](/blog/2025/navigating-costs-top-things-that-raise-or-lower-your-boat-insurance-rate) [**Riding Two-Up? Here’s What Your Motorcycle Insurance Says About Passengers** — Whether you're cruising the open road solo or with someone riding pillion, safety and protection should always come first. Riding two-up (with a passenger) changes your bike’s balance, braking, and—importantly—your insurance coverage responsibilities. — Many motorcyclists assume their policy… — Jul 15, 2025](/blog/2025/riding-two-up-heres-what-your-motorcycle-insurance-says-about-passengers) [**Backyard Safety Tips for Fire, Water, and Everything in Between** — Summer is the perfect season for outdoor entertaining, family cookouts, and poolside relaxation. With more time spent outside comes more exposure to risks that could lead to accidents and insurance claims. From fire pits and pools to trampolines and grills, backyard features should be enjoyed… — Jul 9, 2025](/blog/2025/backyard-safety-tips-for-fire-water-and-everything-in-between) [**Common Commercial Insurance Mistakes (and How to Avoid Them)** — Running a business comes with plenty of challenges, and insurance is one area where mistakes can be costly. From underinsuring key assets to misunderstanding policy exclusions, commercial insurance missteps can leave your business exposed to financial loss. Whether you're a seasoned business owner… — Jun 16, 2025](/blog/2025/common-commercial-insurance-mistakes-and-how-to-avoid-them) [**Don’t Get Caught Off Guard—Is Your Onboard Equipment Insured?** — Boating is more than just a hobby—it’s a lifestyle. Whether you're fishing, cruising, or enjoying a weekend getaway on the water, your boat is likely equipped with valuable gear. From navigation systems and sonar to fishing tackle and entertainment devices, onboard equipment adds significant value… — Jun 16, 2025](/blog/2025/dont-get-caught-off-guard-is-your-onboard-equipment-insured) [**When Insurance Says No: How To Handle A Denied Business Claim** — Filing an insurance claim is often the first step business owners take after facing unexpected events like property damage, theft, or a liability lawsuit. But what happens when your claim is denied? — Receiving a denial letter from your insurance company can be frustrating and financially stressful… — Jun 16, 2025](/blog/2025/when-insurance-says-no-how-to-handle-a-denied-business-claim) [**Which Home Insurance Do You Really Need? A Breakdown of Policy Types** — When it comes to protecting your home, one size doesn’t fit all. Home insurance policies come in several forms, each designed to meet different needs based on the type of property, level of risk, and how much protection you want. Whether you’re a homeowner, condo owner, or renter, understanding the… — Jun 16, 2025](/blog/2025/which-home-insurance-do-you-really-need-a-breakdown-of-policy-types) * * * - [1](/blog/2025.md) - [2](/blog/2025.md/page-2) - [3](/blog/2025.md/page-3) - [4](/blog/2025.md/page-4) - [5](/blog/2025.md/page-5) - [6](/blog/2025.md/page-6) - [7](/blog/2025.md/page-7) - [8](/blog/2025.md/page-8)