--- title: North Carolina DWI Insurance | Freedom Insurance in North Carolina description: Freedom Insurance is a local Morganton, North Carolina independent insurance agency, providing complete personal and business insurance services. Comprehensive coverage, quality service, and competitive prices. --- # DWI Insurance ## from Freedom Insurance * * * ## DWI Insurance If you have been convicted for driving while intoxicated, you may find that it's difficult to get auto insurance or that it's very expensive. Some carriers will refuse to continue policies for people who have a DWI on their record. Our independent insurance agents offer DWI insurance so that you can continue to drive legally and as affordably as possible. DWI insurance is also sometimes known as OUI or operating under the influence insurance, as well as DUI insurance, which covers driving under the influence or impairment from alcohol, marijuana, or prescription drugs. One of the benefits of using an independent agent to obtain DWI insurance is that we can do a lot of the legwork for you. Typically finding affordable DWI insurance involves collecting information and comparing premiums from dozens of insurance carriers, as well as ascertaining that these companies give you the coverage you need. Our agents can do all of that for you, with access to hundreds of policies to find the right one for you. There are numerous factors that will affect your DUI insurance premium, such as: - The state where you live - The seriousness of your offense - Your age - Your driving history - The make and model of your car - Where you live and where your car is garaged - How many miles you usually drive per year - Other drivers of your vehicle and their ages - What type of coverage you need for your vehicle We will make sure that your coverage meets the minimum liability requirements for your state. We will also make sure that your vehicle is protected with any other additional coverage you desire, like no-fault liability coverage, collision insurance, and comprehensive insurance. Some of this extra coverage may be required if you are financing your vehicle, for example, until it is paid off. And if you are relying on your vehicle to get to work, to go to school, or to care for your children, you want to make sure you're never left without transportation. The right insurance policy can reimburse you for repairs or replacement in an accident, so that you don't have to shoulder the cost of purchasing a new vehicle or renting one long term. Reach out to our agents today to see how we can save you time and money with the right DWI insurance policy. We can talk to you about the issues above, as well as your insurance deductible, the amount you pay prior to your insurance policy kicking in when you file a claim, which if raised may reduce your overall insurance premium. Call Freedom Insurance Group, Inc at 828-432-0001 or get in touch with us online. We’ll find the right DWI insurance policy for you and let you get back on the road safely and legally. * * * ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/auto-insurance/quote) ## Insurance Partners [Aegis Insurance — Allstate — American Integrity Insurance Co — American Modern — AmTrust Financial — BiBerk Insurance company — Canal Insurance — Chubb — Dairyland Insurance — Discovery Insurance — Farmers — Foremost Insurance — Frank Winston Crum Insurance — Hagerty — Heritage Insurance — Hiscox — Hiscox Insurance — Homeowners of America Insurance company — Liberty Mutual — National General Insurance — Nationwide — NC Grange Mutual Insurance — Orion 180 — Philadelphia Insurance — Progressive — The General Insurance — The Hartford — Travelers — Universal Property & Casualty Insurance — Utica National Insurance — Zurich](/insurance-companies) ## Start Your DWI Insurance Quote Freedom Insurance strives to offer you quality insurance coverage, a high level of professional service and a long-term relationship. As independent insurance agents in North Carolina, we’ll research rates and coverage from top insurance companies to find the best insurance rates and insurance plans for you. We do the insurance shopping and comparing for you to save you time and money on your dwi insurance. * * * ### Want to talk to an agent first? **Call us - we love talking about insurance!** [Contact Our Office](/contact) (A form appears here on the HTML version of this page.) ## From Our Blog [View More Articles](/blog) [**Custom Parts And Equipment Coverage: What It Is And Why It Matters** — Custom parts and equipment coverage helps protect aftermarket upgrades, modifications, and added accessories that may not be fully covered under a standard auto, motorcycle, or specialty vehicle policy. 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Understanding how these… — Apr 22](/blog/2026/how-lease-agreements-impact-your-insurance-responsibilities) ```json {"@context":"https://schema.org","@graph":[{"@type":"Service","@id":"https://www.freedominsurancenc.com/dwi-insurance#service","url":"https://www.freedominsurancenc.com/dwi-insurance","name":"DWI Insurance","serviceType":"DWI Insurance","description":"DWI Insurance quotes from multiple insurance companies in North Carolina.","provider":{"@id":"https://www.freedominsurancenc.com/#organization"},"areaServed":[{"@type":"State","name":"North Carolina"},{"@type":"City","name":"Morganton","address":{"@type":"PostalAddress","addressLocality":"Morganton","addressRegion":"North Carolina"}},{"@type":"City","name":"Lenoir","address":{"@type":"PostalAddress","addressLocality":"Lenoir","addressRegion":"North Carolina"}},{"@type":"City","name":"Hickory","address":{"@type":"PostalAddress","addressLocality":"Hickory","addressRegion":"North Carolina"}}],"image":{"@type":"ImageObject","@id":"https://www.freedominsurancenc.com/dwi-insurance#image","url":"https://webtricity-assets-2.wbtcdn.com/a7b46d23-8125-468e-9c1d-58743d135189/images/upload/pexels-lukasz-promiler-2150473657-31154452-1170x780.2c51e7b93919b7078afea06f75872c383ab63e2ccd2b16903d802ac3c57a01cd.jpg","width":1170,"height":780}},{"@type":"Organization","@id":"https://www.freedominsurancenc.com/#organization","url":"https://www.freedominsurancenc.com/","name":"Freedom Insurance"},{"@type":"WebPage","@id":"https://www.freedominsurancenc.com/#webpage","url":"https://www.freedominsurancenc.com/","name":"North Carolina DWI Insurance | Freedom Insurance in North Carolina","description":"Freedom Insurance is a local Morganton, North Carolina independent insurance agency, providing complete personal and business insurance services. 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