---
title: Get Universal Property & Casualty Insurance Insurance in North Carolina from Freedom Insurance
description: Freedom Insurance offers insurance from Universal Property & Casualty Insurance in North Carolina
---

# Universal Property & Casualty Insurance Insurance Agency

## Freedom Insurance in North Carolina

* * *

### QUOTES

[828-432-0001](tel:+1-828-432-0001)

[Quote Now](/quotes)

### POLICIES

[828-432-0001](tel:+1-828-432-0001)

[Log In](https://universalproperty.com/)

### CLAIMS

[800-470-0599](tel:+1-800-470-0599)

[Website](https://universalproperty.com/claims)

### PAYMENTS

[800-425-9113](tel:+1-800-425-9113)

[Website](https://universalproperty.com/account/visitorpayment)

[Request Quote](/quotes)

[Call 828-432-0001](tel:+1-828-432-0001)

## Freedom Insurance Reviews

I have been very pleased with the sales and service I receive from Mike Poplin and his staff at Freedom Insurance at the Hickory location. Mike is very knowledgeable, prompt to research rates, quote and secure changes or policies needed. Call him and expect a friendly voice, an attentive listener, and an expert problem solver. Excellent job! Always a pleasure to do business here.

— Tracy C

[View review from Tracy C on Google](https://maps.app.goo.gl/T2J192qnoS7wwXQ17)

I had a great experience working with Millie Perez at Freedom Insurance. She is incredibly professional, knowledgeable, and took the time to explain all my options without making me feel rushed. It’s rare to find an agent who genuinely cares about getting you the right coverage rather than just making a sale. Highly recommend her for anyone looking for a seamless, stress-free process!

— Karen S

[View review from Karen S on Google](https://share.google/wlzteXYibyCUXYvCk)

Very helpful getting insurance fast and easy at an affordable price . The whole process took about 8 minutes and we were covered. Everyone there seemed to enjoy there job which made for a better insurance shopping experience.

— Logan

[View review from Logan on Google](https://maps.app.goo.gl/GjzsfqPioXK5GCsB9)

Mike and the team at Freedom Insurance are always friendly and professional. They know how to take care of their clients, and are great to work with!

— Lance B

[View review from Lance B on Google](https://share.google/3rcOjEExpNSfAjO4b)

Mike has saved me hundreds of dollars since I switched insurance companies with him. I appreciate everything!

— Josh H

[View review from Josh H on Google](https://share.google/y3XW1REwdIY8aK06O)

## Frequently Asked Questions

What's the easiest way to get an insurance quote for Universal Property & Casualty Insurance in North Carolina?

Many insurance companies offer the option to get a quote directly on the carrier website. But to know how their rates compare to other carriers, you would need to spend a lot of time at your computer, entering the same info over and over.

Freedom Insurance makes it easy - provide your information to us just one time, and we'll do all the work checking rates from [all our carriers](/insurance-companies) to find the right combination of coverage and affordability for you.

Start your [quote online](/quotes) or call us at [828-432-0001](tel:+1-828-432-0001).

Is it better to buy insurance from an agent or direct from Universal Property & Casualty Insurance?

Working with Freedom Insurance gives you a local **independent** agent who can answer questions, review your coverage, help with policy changes, and check whether better options are available, including with _ **other insurance companies** _ if Universal Property & Casualty Insurance is not the best fit for your specific needs.

Freedom Insurance is happy to complete a throrough review of your current insurance and search for any and all discounts you may be eligible for.

Can Freedom Insurance check for any discounts I qualify for with Universal Property & Casualty Insurance}?

Yes. Freedom Insurance can review your Universal Property & Casualty Insurance policy and help check for available discounts.

Discounts vary by company and policy type. Commonly offered discount types include bundling multiple policies together with the same company (like auto and homeowner), safe driving records, home safety features (fire, security, water), prior insurance history, paperless billing enrollment, and paid-in-full options (paying your premium annually instead of monthly).

Universal Property & Casualty Insurance is my current carrier, but I am looking for a new agent. How do I switch agents?

In most cases, switching agents is pretty simple. You usually do not need to cancel your policy or change insurance companies. Instead, you can ask Universal Property & Casualty Insurance to **transfer your policy to a new agent of record.**

The process varies by company, but it often involves completing a short Agent of Record form. Once the change is approved, your new agent can help review your coverage, answer questions, and assist with future policy changes and claims.

[Our team can help you](/contact)with keeping your policies with Universal Property & Casualty Insurance, but switching your insurance agent to Freedom Insurance

Does Freedom Insurance push Universal Property & Casualty Insurance more than other carriers?

No. Freedom Insurance is an independent insurance agency, which means we are not tied to just one insurance company.

Our job is to recommend the coverage and carrier that best fits your needs, budget, and preferences. If Universal Property & Casualty Insurance offers the best value and the right coverage for _you_, we will recommend it. If another company provides better coverage or pricing, we will show you those options as well.

Because we represent [multiple insurance companies](/insurance-companies), our goal is to help people find the right fit for their situation, regardless of carrier.

* * *

## Start Your Quote

(A form appears here on the HTML version of this page.)

[Request a Quote](/quotes)

[Call 828-432-0001](tel:+1-828-432-0001)

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