---
title: Personal North Carolina Insurance Products
description: Freedom Insurance Group, Inc offers many personal insurance products from reputable insurance companies. Learn why people in North Carolina trust us.
---

# Personal Insurance

## from Freedom Insurance

* * *

## Personal Insurance Policies

[**Auto Insurance**](/auto-insurance)

[**Boat Insurance**](/boat-insurance)

[**Classic Car Insurance**](/classic-car-insurance)

[**Condo Insurance**](/condo-insurance)

[**Earthquake Insurance**](/earthquake-insurance)

[**Flood Insurance**](/flood-insurance)

[**Homeowner Insurance**](/homeowner-insurance)

[**Landlord Insurance**](/landlord-protection)

[**Motorcycle Insurance**](/motorcycle-insurance)

[**Off-Road Vehicle Insurance**](/off-road-vehicle-insurance)

[**RV Insurance**](/rv-insurance)

[**Renters Insurance**](/renters-insurance)

[**Umbrella Insurance**](/umbrella-insurance)

[**Wedding Insurance**](/wedding-insurance-coverage)

[**DWI Insurance**](/dwi-insurance)

[**Discount Insurance**](/discount-insurance)

**Whether you're looking for homeowner insurance for your property, coverage for your valuables as a renter, auto insurance, or insurance for your motor toys like ATVs, boats, and golf carts, we're here to find the right personal insurance policies for you.**

Your home, your belongings, and your vehicles are your biggest financial assets. Insurance coverage can help reimburse you or replace their loss in the event of unplanned incidents and emergencies. Most people cannot afford this kind of expense without insurance.

A [homeowner insurance policy](/homeowner-insurance), for example, can protect your dwelling and its contents in the event of a fire, weather-related damage, or theft. Likewise, if you are a renter, a homeowner policy can protect your belongings within your rental property.

Homeowner policies also afford extra coverage for things like slips and falls on your property, smoke damage, vandalism, and hail damage. They can often cover alternative living arrangements for you in the event you cannot live in your home due to it becoming damaged beyond habitability.

Our [independent insurance agents](/independent-agent) have access to hundreds of policies and can custom make a homeowner policy for you that is both affordable and comprehensive. We can add additional policies at a reasonable rate, such as [umbrella insurance](/umbrella-insurance) for extra liability coverage, flood insurance, and earthquake insurance. We can make sure your irreplaceable valuables, like jewelry and artwork, are covered too.

We provide the same affordable and thorough insurance coverage for your vehicles. Our [auto insurance policies](/auto-insurance) can help you meet the minimum liability coverage for your state, so that you are always legal when you are on the road. Beyond liability coverage, we also offer no-fault liability insurance, collision insurance to reimburse you if your car is damaged or totaled, and comprehensive insurance that covers incidents like vandalism, theft, or damage from many natural disasters.

Are you a motor toy aficionado? We offer insurance policies for many types of motor vehicles, including those used off-road, such as ATVs, snowmobiles, [motorcycles](/motorcycle-insurance), jet skis, and even boats. Often you can get an affordable motor toy policy by bundling several policies together.

Other types of personal insurance products we offer include:

- Pet insurance to protect your four-legged family members
- [Life insurance](/life-insurance)
- [RV Insurance](/rv-insurance)
- Home warranties
- [Health insurance](/health-insurance)
- [Dental](/dental-insurance) and [vision insurance](/vision-insurance)

**Regardless of what type of personal insurance you're looking for, we will talk to you about your deductible, which is what you pay out prior to your insurance policy kicking in whenever you file a claim. You may not be aware that increasing your deductible can often lower your total insurance premium. Our agents are here to help you find the most economical policies on the market.**