Cars are essential to our daily routines, whether we’re commuting, running errands, or traveling. But no matter how well you maintain your vehicle, unexpected breakdowns can still happen. A flat tire, dead battery, or running out of fuel can turn a normal day into a stressful situation—but that’s where roadside assistance comes in. This affordable auto insurance add-on provides quick support when things go wrong on the road, giving drivers peace of mind and real help when they need it most.

Even though roadside assistance is often one of the smallest parts of an auto policy, its value becomes absolutely clear the moment you’re stuck and need help.

What Is Roadside Assistance?

Roadside assistance is an optional coverage offered by most auto insurance companies, designed to help you when your vehicle becomes disabled while driving. It connects you with immediate help—whether through towing services, a professional technician, or emergency fuel delivery.

What Roadside Assistance Typically Includes:

• Towing to a nearby repair shop
• Battery jump-start
• Flat tire change
• Emergency fuel delivery
• Lockout assistance if keys are locked inside
• Winching if your car gets stuck

This add-on is often very affordable and can be included in your auto policy or purchased through a motor club or even some vehicle manufacturers.

Why Roadside Assistance Is Worth Considering

Many drivers assume breakdowns are rare, but the truth is that minor issues are common—and often unpredictable.

Key Benefits

• Convenience: One call connects you to trusted help.
• Safety: Reduces the risk of being stranded on the roadside.
• Cost Savings: A single tow service without coverage can cost much more than the annual price of roadside assistance.
• Peace of Mind: Whether you drive daily or occasionally, you know help is available.

Real-World Example of Value

A short, local tow can cost $75–$150—and more for longer distances. Meanwhile, roadside assistance plans can cost less than $2–$10 a month depending on your provider.

Who Benefits Most from Roadside Assistance?

While roadside assistance is helpful for every driver, some benefit even more:

• Drivers of older vehicles
• Commuters who travel long distances
• New drivers still learning vehicle maintenance
• Families who take frequent road trips
• People living in rural areas with fewer repair shops nearby

Local Note: Hickory, NC

If you live in Hickory, NC, having roadside assistance can be especially valuable. With a mix of highways, suburban neighborhoods, and rural roads nearby, it’s not uncommon to be far from a repair facility when trouble hits. Roadside assistance ensures help comes directly to you—no matter where you’re stranded.

Choosing the Right Roadside Assistance Add-On

Before adding roadside assistance to your policy, consider:

Compare Your Options

• Insurance company roadside plans
• Motor clubs like AAA
• Car manufacturer programs (often free for new vehicles for limited time)

Check for Coverage Limits

• Distance included for towing
• Number of service calls per year
• Whether coverage applies when driving rental or borrowed cars

Ask These Questions

• How much is the yearly cost?
• Does coverage apply to all vehicles I drive or just mine?
• What service providers are used in my area?

A licensed insurance professional can help determine which plan best fits your needs.

Conclusion

Roadside assistance may be a small auto insurance add-on, but its benefits are substantial. From convenience and safety to cost savings and peace of mind, it provides support exactly when you need it most. If you’ve ever worried about being stranded or paying out-of-pocket for unexpected towing, roadside assistance can make all the difference.

With just a modest investment, you can drive more confidently knowing help is always just a call away.


At Freedom Insurance Group, Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get additional information about our products and services by calling our agency at 828-322-7474. Get a free quote today by CLICKING HERE. 

Disclaimer: The information presented in this blog is intended for informational purposes only and should not be considered as professional advice. It is crucial to consult with a qualified insurance agent or professional for personalized advice tailored to your specific circumstances. They can provide expert guidance and help you make informed decisions regarding your insurance needs.