Business Insurance Policies
If you own a business, protecting your financial investment in case of emergencies can mean the difference between success and closing your doors.
We offer commercial insurance products, also known as business insurance, for all types of businesses large and small, so you never have to worry about the financial catastrophe that can result from damage or loss to your business property. We also offer commercial insurance policies that can protect you from many types of common lawsuits involving business liability and workers compensation.
Freedom Insurance Group is an independent insurance agency with access to hundreds of different policies that we can put together to offer the right coverage for your unique situation. Some of the products we offer include:
- Business liability coverage
- Business vehicle auto insurance
- Umbrella policies for extra liability coverage
- Workers compensation insurance
- Property insurance, including buildings and their contents
- Bonds
- Inland marine coverage
- Cyber liability coverage
- Contractors insurance
- Restaurant insurance
- IT insurance (aka technology insurance)
Many businesses are not prepared for incidents that could potentially put them out of business without the right insurance coverage:
- Workers compensation claims
- Accidents involving business vehicles
- Property damage
- Lawsuits involving accidents, injury, or death on your business premises
- Defaulting on a business project
- Water damage
- Theft of client or employee data, including credit card information
- Client claims of negligence against small contractors
- Errors and omissions
- Employee dishonesty
In addition to the types of coverage listed above, we can help you add specialty coverage, such as flood insurance in flood-prone areas or earthquake insurance, to provide additional protection specific to your geographic location. We'll also review whether your business insurance products meet the legal requirements for your state and municipality. This is particularly important when it comes to workers compensation and employee liability. Perhaps it makes sense to add an umbrella policy for additional liability coverage.
Our independent insurance agents know your business has one-of-a-kind requirements, and we aim to reduce your financial risk so that you can devote your time to running your business.