If you own a home or a vehicle in Lenoir, they are probably among your greatest financial assets and should be protected in the event of an emergency. Likewise, if you are a renter in the Lenoir area, your belongings are also a significant asset and should be covered against theft or damage.
That's why we at Freedom Insurance Group, Inc offer auto and home insurance policies to meet a variety of needs. We understand each client is unique, and as independent agents, we can tailor a policy to suit your particular situation.
Our homeowner policies cover both property owners and renters and can protect you in the event your home or valuables are damaged or stolen. Most people aren't in a position to recover from that kind of loss without insurance. We want to know about your property and belongings, including irreplaceable items like jewelry, artwork, antiques, and collectibles, as well as any special circumstances, such as pet ownership, that might suggest adding an additional liability policy.
A homeowner policy can also cover you if someone has an accident on your property or your home has damage from smoke or hail. It can even cover you if you have to live somewhere else for up to two years because your home is not habitable.
Don't forget about protecting your vehicle, which is required by law in the state of North Carolina. In addition to minimum liability insurance coverage that protects you in the event someone is hurt in an accident where you are at fault, we offer no-fault liability insurance, collision insurance, and comprehensive auto insurance for other occasions.
We'll figure out the best policy for you based on what type of car you drive, who drives it, your financing, and where your vehicle is kept. We can often lower your premium depending on your driving history and how many miles you drive per year, as well as your insurance deductible, which is the amount you are responsible for paying before your insurance policy would take over in the event of a claim. Raising your deductible can often lower your overall premium, and we can talk to you about what type of deductible-premium balance is best for you.
Don't miss the home and auto coverage you need. Reach out today by contacting us online or by calling Freedom Insurance Group, Inc at 828-432-0001 today.