Mobile Home Insurance

Mobile Home Insurance

If you are a homeowner or renter with a mobile home, you want the same coverage that other homeowners or renters have for their dwelling and belongings, but living in a mobile home requires slightly different home insurance. We offer mobile home insurance to meet your unique needs, so that you would never be financially devastated by the loss of your home or your valuables.

Because mobile homes are constructed differently than other structures, they are insured with specific mobile home policies. However, mobile home insurance coverage offers the same great protection that other homeowner insurance policies do for your peace of mind. Typical mobile home insurance includes:

• Comprehensive coverage
• Replacement cost coverage
• Liability coverage

This means that if your mobile home is damaged by lightning, fire, hail, vandalism, or a plumbing emergency, you won't be left to pick up the cost of replacing it. It also means that if someone takes a fall or has an accident on your property, you won't be responsible for their medical bills or other financial expenses should they pursue a legal judgement against you. The contents of your mobile home, such as furniture, appliances, electronics, and clothing, are also covered, which is important for renters.

We understand that living in a mobile home can also necessitate extra coverage, so we offer insurance for things like:

• Living expenses in the event you need to vacate your mobile home
• Coverage when moving your mobile home
• Collapse from the weight of ice and snow
• Emergency repairs and debris removal

Our independent agents have access to dozens of different policies for mobile homeowners and renters, so we can tailor the perfect policy for you. We can discuss extra coverage beyond a conventional home policy, such as flood insurance, earthquake insurance, umbrella liability coverage, farm or ranch liability coverage, and extra coverage for valuables like jewelry and collectibles.

Get in touch with us today online or by calling Freedom Insurance Group, Inc at 828-432-0001 to talk about your mobile home insurance needs. We're waiting here to protect your financial assets from unplanned incidents and emergencies.